![]() ![]() “The FTC will continue its crackdown on digital dark patterns that harm consumers and pollute online commerce. “Credit Karma’s false claims of ‘pre-approval’ cost consumers time and subjected them to unnecessary credit checks,” says Samuel Levine, director of the FTC’s Bureau of Consumer Protection, in a statement. ![]() Credit Karma credit card offers cost consumers ‘time’ with false claims, FTC says In addition to the $3 million, which will go toward compensating consumers who “wasted time” applying for the credit cards, Credit Karma has agreed to stop making deceptive claims about credit offers, according to the FTC.Ĭonsumers who applied for Credit Karma credit card offers and were subsequently denied had their credit scores potentially damaged unnecessarily, according to the FTC. ![]() of repairing the damage that has been done to their credit, their savings. The FTC accused Credit Karma of violating the Federal Trade Commission Act and harming consumers by tricking them into taking actions that were in the best interest of the company but that led to the consumers themselves being harmed - a tactic known as ‘dark patterns.” The bill contains numerous measures which protect consumers from identity. Credit Karma operates as a credit monitoring and reporting service that uses consumers’ personal information to create a credit profile that can be used to facilitate targeted advertisements and credit card recommendations. ![]()
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